Established in 1972, this premier multi-purpose co-operative society operates a vast network of rural banks and Co-op City supermarkets, 24/7 automated fuel stations, and comprehensive member welfare ensuring safe, trusted community empowerment.
Serving over 35,000 families across Negombo & surrounding regions with integrity, care, and economic empowerment.
Providing safe savings, fixed deposits, affordable self-employment loans, and confidential gold pawning with state vault protection.
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Delivering essential dry rations at government controlled prices, fresh farm produce, and official Aswesuma welfare distribution.
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Operating 2 fully-automated Ceypetco fuel stations 24/7 and serving as authorized distributors for Litro and Laugfs domestic gas.
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Air-conditioned 400-seat reception hall for weddings and events, wholesome Co-op bakery, and community pharmacy.
Learn More →Enjoy government-regulated security and maximum return on your hard-earned savings.
| Account / Deposit Type | Tenure / Basis | Annual Interest Rate (AER) | Key Features |
|---|---|---|---|
| Regular Savings Account | On Daily Balance | 4.50% | Minimum opening balance Rs. 500/- |
| Kekulu Children's Savings | On Monthly Balance | 6.50% | Includes gifts, school supplies & exam awards |
| Senior Citizens' Savings | On Monthly Balance | 7.00% | For valued members aged 55 years and above |
| Fixed Deposit (3 Months) | At Maturity (3M) | 8.50% | Ideal for short-term liquidity & safe growth |
| Fixed Deposit (6 Months) | At Maturity (6M) | 9.75% | Option for monthly interest pay-out |
| Fixed Deposit (12 Months) | At Maturity (1 Year) | 11.00% | Maximum return backed by Co-operative Dept. |
| Instant Gold Pawning (Ran Naya) | Up to 12 Months | 1.15% / mo | Maximum advance for 22/24k gold, confidential & safe |
Plan your investment and see how much your savings will grow with Demo MPCS Rural Bank.
Rs. 11,000
Rs. 917
We exist for our members. Every profit we make returns to empower our people.
Direct return of the society's annual net surplus back to our shareholding members.
Learn More →Immediate financial relief of Rs. 50,000/- upon demise of a member, and Rs. 25,000/- for registered dependents.
Learn More →Merit scholarships and cash awards for children passing Grade 5 Scholarship, GCE O/L, and GCE A/L examinations.
Learn More →Direct grant assistance for specialized cardiac surgeries, cancer therapy, and cataract lens replacements.
Learn More →Stay informed with official notifications, general meetings, and procurement opportunities.
All active shareholding members are cordially invited to attend the 52nd AGM. Distribution of annual dividend vouchers and election of committee delegates will take place.
Read DetailsSealed bids are invited from registered rice millers and wholesale suppliers for the bulk supply of certified rice varieties for retail distribution.
Tender Specs & FormsProposals invited from certified security and electronics vendors for a complete high-definition IP camera surveillance system with off-site monitoring.
Tender Specs & Forms
Complete this pre-registration form. Our member relations officer will guide your share allotment.