Hotline / Complaints: +94 31 222 3999
Head Office: +94 31 222 3456

Co-operative Rural Bank Schedule of Rates

Regulated and endorsed under the Western Province Co-operative Societies Framework.

Financial Growth
Maximum Security

Competitive Returns on Fixed Deposits & Savings

Up to 11.50% AER backed by statutory reserves and the Department of Co-operative Development.

Account / Deposit Type Tenure / Basis Annual Interest Rate (AER) Key Features
Regular Savings Account On Daily Balance 4.50% Minimum opening balance Rs. 500/-
Kekulu Children's Savings On Monthly Balance 6.50% Includes gifts, school supplies & exam awards
Senior Citizens' Savings On Monthly Balance 7.00% For valued members aged 55 years and above
Fixed Deposit (3 Months) At Maturity (3M) 8.50% Ideal for short-term liquidity & safe growth
Fixed Deposit (6 Months) At Maturity (6M) 9.75% Option for monthly interest pay-out
Fixed Deposit (12 Months) At Maturity (1 Year) 11.00% Maximum return backed by Co-operative Dept.
Fixed Deposit (24 Months) At Maturity (2 Years) 11.50% Long-term wealth building with compounded interest
Instant Gold Pawning (Ran Naya) Up to 12 Months From 1.15% / mo Maximum advance for 22/24k gold, confidential & safe

Deposit Returns Calculator

Estimate interest earned upon maturity

Estimated Maturity Value:
Rs. 277,500
Total Interest: Rs. 27,500
Monthly Payout: Rs. 2,292

Quick Loan EMI Calculator

Calculate monthly repayment installments

Estimated Monthly Installment:
Rs. 14,193

Gold Pawning (Ran Naya) Safeguards

  • ✓ Maximum Advance Value: Accurate carat testing and highest advance payment.
  • ✓ Bank Vault Security: Stored in tamper-proof reinforced bank safety vaults insured by state coverage.
  • ✓ Strict Confidentiality: Private cubicles at all 14 CRB branch locations.
  • ✓ Flexible Part-Repayments: Pay capital or interest in small installments without penalties.

Loan Application Documentation

  • • Copy of National Identity Card (NIC) or Passport.
  • • Proof of address (Utility bill within 3 months).
  • • Income verification (Salary slip or business bank statement).
  • • Grama Niladhari residency confirmation certificate.
  • • Guarantor documentation (2 active MPCS members or permanent employees).